Halfway there! My sixth wish (goes along with Wish # 5) is that we as individuals work to reduce our debt on a path to eliminating it. Our society is screwed from top to bottom because of debt. Quit using it, pay it off, and live on cash. It will make your life a lot easier and you will breathe easier because you will be free, personal debt is sufficating and our national debt mounts daily. We as individuals should set an example for those we vote to run our country.
There are a lot of programs available, the most popular being Dave Ramsey (click here for his website), type “living on a cash basis” into your Google search and there are over 5 million results of books, blogs, news articles, magazines and online tools to help you get started.
As a Realtor, I no longer receive that twice monthly paycheck that made budgeting and life in general so much easier and struggle with making those monthly payments on credit cards I used freely in my past. I have found that unless I have the cash, I no longer purchase anything – I look around my home and realize I have absolutely everything I could ever need…
Do you think you could live a cash based lifestyle? Share your thoughts with me!