Homes for Heroes Celebrating 12th Anniversary

Indianapolis, Indiana – Homes for Heroes is celebrating its 12th year of bringing savings to our nation’s heroes. The program was created to honor those that serve our communities every day and ensure a legacy of remembrance for those that lost their lives that tragic day.Ruth Johnson, President and CEO of Homes for Heroes, is one of the five founding members who started Homes for Heroes, Inc. in 2002. “We all remember where we were. We all recall how we felt. WE decided to do something about it!  We created a forever remembrance, a never ending thank you, to all the Heroes that day. We all share admiration for the people who serve our community, often selflessly and wanted to recognize and show our appreciation in a meaningful way, “said Johnson.The Homes for Heroes program has grown to become the nation’s largest hero savings program with over 1,000 affiliates in 47 states. It is comprised of realtors, lenders, and other real estate-related providers who are willing to offer substantial savings and discounts to when buying, selling or even refinancing their home. Nationally, the program has given back well over $3 million to heroes all over the country, a total that continues to grow on a daily basis.Homes for Heroes has served thousands of heroes across the country including Minneapolis Police Sergeant, Tim Hatchner, “This is not a gimmick. There is no extra paper work or special guidelines or income limits. Homes for Heroes is comprised of full service real estate, mortgage and title company professionals, who have long established reputations in the Twin Cities. Both the sale and the purchase of my home went off without a hitch. Homes for Heroes saved us nearly $5000.00 at closing. When raising a young family, every penny counts! I would definitely recommend this program to my fellow officers.”

If you would like more information about Homes for Heroes or to see other relative media regarding the national program go to  

I have partnered with this program in the Indianapolis region and would love to talk more about the program.  Please visit my website and visit the Featured Partner page.
homes for heros logo
Vicki Reed

This life is hard enough…

First, let me qualify this post by saying that I chose to be a REALTOR®…I love my job, I love “Turning your dreams into an Address…”, it’s more than a tagline, I truly love working with buyers and sellers, my clients have become friends and this means so much, however, several things have happened this year that I would like to address…

1.  A fellow agent called, he had received a call from someone who saw his sign in front of a house.  The potential buyer told him that he was not represented and the agent, who was out of town, contacted me to show the property.  I arranged to show him the property and during our meeting, I again asked if he was working with an agent and he said that he was, but he “didn’t want to bother him to show him the home“.  My advice to buyers – BOTHER US!  Commit to working with one Realtor, showing you homes is what we are paid for, to show you homes and represent your BEST interests in YOUR home purchase, please do not lie to other agents, we will eventually find out.

2.  Realtors… treat each other with respect and kindness, we are all trying to do what is best for our clients. During the course of a recent transaction, the Seller’s agent maligned my clients character during the course of a number of delays, was hateful and demanding of me, including trying to get me to give up part of my commission.  I’m sorry, I work really hard for my clients, I am upfront and honest with other agents during the course of every transaction.  Regarding delays…sometimes things happen and we do the best we can, but please, be patient, be kind and just talk to each other with some modicum of respect.  The end result is someone wants to sell a house, someone wants to buy that house and its up to us to make it happen and make both our clients happy.

3.  Last week I received a call from an agent showing one of my listings.  The home is unoccupied, yet when she arrived, the lockbox was open, the key in the door, door wide open, lights on…and no one there!  What if there hadn’t been another showing scheduled that day?  How long would it have stayed that way?  I called the agent who had shown it earlier and left a voicemail asking how he left the home, just to find out if someone showed the home and wasn’t scheduled (they still haven’t called me back!).  Agents, please leave the home secured when you leave and if you did it, own up to it.  My favorite thing an agent did at another unoccupied listing was leave the gas fireplace burning…it was over 4 days before the home was viewed again, next agent came into a 95 degree temp…in February!  Buyers, help us make certain the homes you are viewing are locked up tight and it was as you found it when you leave!

4.  Buying a home?  During a recent transaction for a client selling a home, we were on the way to closing and received a call from the Buyer’s agent...there was a large spot on the master bedroom carpet and they hadn’t seen it before…it had been there all along, never hidden, but apparently never seen by the buyer or their agent.  Now, the seller was getting money back from the sale of the home, a reward for home ownership if you will, and had already agreed to pay $3,000 toward the Buyer’s closing costs as well as pay for a home warranty of $400.  The Buyer’s agent screams at me that they wanted $500 to replace the carpet or they would be pulling out of the transaction.  First, there is no reason to scream at me, second, just  because you can see on the HUD statement that my client is receiving money doesn’t mean your client “deserves” money for something you hadn’t asked for previously.  My client was using this money in the purchase of their next home, it was not the Buyers to take.  We did close, but what should have been a joyful day for both parties turned contentious and stressful.

5.  Selling your home?  Pay attention to the terms of your contract.  When  are you to turn over possession of the home?  What items are to remain with the home?  Realtors, communicate with them on how the home should be left for the new owners and remind them of what appliances, etc. are to remain.  In addition to my own experience, I hear a lot from other agents about washers and dryers being taken when they were clearly on the Purchase Agreement, what about that fridge in the garage?  Sellers, don’t take the light fixtures and replace them with the builder grade brass one that was there when you moved in UNLESS you disclosed that you were taking the fixture.  During a recent transaction, we arrived to do a final walk-through 30 minutes before closing and they were still moving out!  This is the first time the Sellers had sold a home and they had no idea that this was unacceptable.  Sellers, your home needs to be “broom clean” when you leave, you should also make certain that you aren’t still trying to move as you are headed to the closing table and Agents…communicate with your Sellers!

Okay, enough of my rants/life lessons or whatever you would like to call this, but truly, life is tough, the key is to treat one another with RESPECT…in negotiations, in delays, in closings and even in follow-ups after the fact.  It doesn’t just apply to real estate transactions, but our everyday lives.  I strive to be a Realtor® that other agents want to work with and that my clients want to refer their friends to…it’s working so far and I look forward to a long prosperous career!  Now…if you are ready to buy or sell a home…CALL ME!


Vicki Reed

Something to think about BEFORE you put your home on the market…

Whether you are thinking of up-sizing or down-sizing, have you thought about how you are going to pay for your next home?  For most of us, financing is necessary, but will you qualify for that next home?  BEFORE you decide to list your home, please, please get pre-qualified for your next one!

Lesson Learned…

Home was listed for sale at the beginning of September, Buyer made an offer on December 2, a little back and forth and they were under contract on December 5 with a close date of February 1.  As part of the Buyer due diligence, they had a home inspection by Iron Gate Inspection Services, Buyer’s Agent provided Inspection Response to the Seller‘s Agent and Seller quickly agreed to fix everything on inspection response.

Fast forward to January 18, 2 weeks before closing, Buyer receives a letter from an Attorney retained by Seller, that Seller is unable to secure a mortgage and Seller no longer wishes to sell their home and asked that Buyer give them “good title” and walk away.

Buyer retained an Attorney and by January 22, Seller was told they must close on the sale of their home on February 1 as agreed to in the contract.

What would you have done?  In this case, the Buyer was my client and we won and she will be moving into her new home this weekend, BUT, I also represent Sellers and this has changed MY listing presentation and I will be asking my Sellers to pre-qualify PRIOR to their home going on the market.  My goal is to Turn your Dreams into an Address…but I can’t do that without your due diligence, know your status before making a decision to sell, you don’t want to go from owning to renting.  The Shanley Team at Inlanta Mortgage is ready and willing to work through this with you and I’ve made it easy for you with a link on my home page (as well as in the right hand column of this blog post) directly to their application.  Also check out my post “Power of the Pre-Qual“…it’s not just for Buyer’s anymore!

Not sure of the current value of your home?  Visit my website and request a Current Market Analysis of your home’s value and let’s talk!


Vicki Reed