Why do we “Spring Forward”?

It’s that time again…time to “spring forward”!  I grew up in Madison, Indiana in the days when the majority of Indiana didn’t change time!  Remember, this is during the dark days when living in the country meant whatever television channels you could pick up on the antenna, in our house, it was NBC and CBS, (that’s right, I never saw Happy Days or Laverne and Shirley until I went to college!) both out of Louisville and when time changed, prime time programming started at 7:00 p.m.!  And scheduling doctor appointments in Louisville was challenging because you had to schedule on “fast time” when you lived on “slow time”, heck, there is a bridge in Madison so socializing and working between the states is common…wedding invitations even used the terms, imagine, getting a wedding invitation that said 5:30 p.m. (slow time)!

So why do we do this?  Daylight saving time starts on the second Sunday in March and ends on the second Sunday in November throughout most of the United States and Canada. This is supposed to provide more daylight hours in the evening during the summer months.

There are a lot of stories about who proposed the time change and why, first up…In 1895, a postal clerk and entomology hobbyist in New Zealand named George Vernon Hudson was the first to propose a daylight saving time schedule so he could have more time after his shift to catch insects. Then a Londoner named William Willet proposed a daylight saving time schedule in 1905 so that he would have more time to play golf during the summer. While both of the proposals gained attention, neither led to the adoption of a daylight saving time practice.

According to history, the first time daylight saving time was put into practice was in 1916 by Germany and their allies during World War I as a means to save coal for the war effort. The rest of Europe quickly followed with  Russia being the last to implement in 1917, after the abdication of Czar Nicholas II.  The United States adopted daylight savings in 1918 after becoming heavily involved in the war effort.

In the United States, following the war, the practice of daylight saving time was left up to state and local governments (boy was that a mistake!) and quickly led to chaos as neighboring communities often had different daylight saving time start and end dates, while other communities decided not to observe daylight saving time at all. The mass confusion led to the Uniform Time Act of 1966. The act standardized the daylight saving time practice, but allowed for state’s and local governments to petition for exemption.

You know why I like it right?  As a Realtor, showing Buyer’s homes in the daylight allows us to see the curb appeal, the neighborhood of the homes for sale…My Seller’s like it for that reason too!  Seller’s work hard to make their home attractive inside and out, it’s better if Buyer’s can see it!  The market is moving quickly, I’m hearing stories every day from agents in our office that homes are selling within days of going on the market! Call, email or text me if you are ready to make a move!

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Vicki Reed

Chivalry isn’t dead…but sometimes it’s snoozing…

Remember when men would open and hold doors for women?  Heck, just when anyone would?  I had a great experience this morning that shows me that my Wish # 3 is working!  Just to refresh, Wish # 3 was that everyone remember to be human, not just during the holiday season, but all year long.

Our office building has an exterior door, a vestibule and open stairs coming from the second floor and then another door to enter the first floor of the building and elevators.  As is usual, I’m coming in from the parking lot with a rolling computer bag, another bag on top of that for my BOLD (Business Objective Life by Design) class, and my purse and coffee (yes, I know, too much stuff!  At least with the rolling bag I no longer feel like a pack mule!) and a very nice man had just come down the stairs to leave the building, held the door for me THEN came around me and held the door into the lobby for me as well before he left the building!  He didn’t have to do that, went out of his way to assist me in entering the building…THANK YOU!  This small kindness helped get my day off to a great start.

What have you done for someone else today?  Me?  Well, today I fought for my client and won!  It really wasn’t  huge, we had the final walk-through today before closing on Friday and discovered that the homeowner had removed the chandelier that was in the property when we made the purchase and replaced it with a “builder’s brass” one…they are re-installing the light they removed and my client is happy.  Want a Realtor who will fight for you?  Call, email or text me!

Now…go out and do something nice for someone!

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Vicki Reed

Power in the Pre-Qual…

Is 2013 the year you make the leap to homeownership?  Before you start looking, it is important that you consult with a mortgage professional as soon as possible!  Check out this video by Don Shanley with the Shanley Team at Inlanta Mortgage “What to Expect if you are a First Time Homebuyer” and visit my website to complete the application (click here)…it’s that simple!

Why do I recommend working with Don Shanley and his team of experts?  Simple…they are as Client Service driven as I am.  I had a previous client interested in purchasing a home, they emailed me on SUNDAY morning that they had completed the application, by 2:00 p.m. SUNDAY afternoon, they had been contacted and their situation discussed and they knew exactly what they needed to do to qualify to purchase a home by 2014…that is CLIENT SERVICE.  Click here to be introduced to the team at Inlanta Mortgage.

So back to Pre-Qualifying…this will tell you how much of a loan you can qualify for and the monthly payment amount you are able to afford, this gives you the first number, the second number is how much you want to spend.   Why are these numbers different?  They aren’t for everyone, but reality is that when I bought my home 6 years ago, I qualified for a mortgage of $190,000!  As a single woman, the idea of spending that much on a home meant no vacations, no dinners out, well you get the idea…I decided that I wanted to spend $125,000 and ended up purchasing at $123,000.  The pre-qualification process outlines your finances – your debt, income, employment, and cash available for down payment, among other things. It’s quick and basic.

Working with a Realtor (that would be me!) and with your pre-qualification letter in hand, the advantages are yours once you find the house you want to make your next home.  Your pre-qualification will make your offer look even better to the seller, they don’t have to worry that they are wasting their time, they will know that you are ready to buy their home!

Are you ready?  Just want to see what properties are available?  You can search on my website for homes, just click here to get started!

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Vicki Reed

Wish # 2

My second wish is that everyone feel loved and valued.  I am very blessed in my life…I have family who is supportive and encouraging in everything I do, and friends (The Group) who listen to frustrations and celebrate the victories as they come.  As an adult, I was fortunate to have known all of my Grandparents, the last to pass only a month ago and just before her 98th birthday, despite her diminished capacity, we made certain she knew she was loved and valued by those whose lives were touched by her generous and giving spirit over the years.

I believe one should feel this way in their career as well, I have been a Realtor for 2 1/2 years and moved to Keller Williams Realty (Indy Metro) this year and have truly found a home, I have never worked with a more genuine group of people, received encouragement for ideas that are a little out of the box for Realtors (MAX T Agents!), and the care and support of other agents.  We are all working toward the same goal to build careers worth having, businesses worth owning, and lives worth living.  Click here (Wi4C2TS_poster) to view the Keller Williams Belief System.  If you are thinking about a career change (or Company change if you are a Realtor), contact me, let’s talk.

As I said, I’m blessed with great family, great friends and career I love…tell me your wish…email, call or text me!

Vicki Reed