The Plan…

Hello class, today’s BOLD Law is…Focus on the Plan, not the Problem…What do you think when you hear this?

We all have plans, not just for our careers, but for our lives…for entreprenuer’s those plans likely look different than for most of the population.  What are your plans?  Your dreams?  Is your plan to change jobs in 2016?  Follow your passion into something new?  Take the family on an amazing vacation?  Do something just for you?

For a REALTOR® like myself, I create and follow a detailed business plan every year and I am fortunate to have a business coach to keep me on track.  2014…I hit my goal and basically stopped following my plan and 2015, while good, did not culminate in my reaching my goal and I learned…that I am the problem!  I know what to do, I know what it takes, I just didn’t do it!

My biggest issue is keeping my energy level high enough to continue to work as hard as I do for my clients – I forgot about myself.  I know I need time off…to spend with my family, my friends and frankly, myself, to read and relax.  I built that time off into my plan for this year and it will be amazing!  (Bonus, read the book The Power of Full Engagement to understand a little more)

2016 is about following my plan…things are a little behind, but I fully expect to catch up in the next 3 months.  I need only 1 listing or 1 buyer appointment each week – that doesn’t seem so difficult does it?  So remember me when if 2016 is about buying or selling a home for you!

What are your 2016 plans…remember, focus on that plan and the problems you feel are in the way will not be insurmountable.

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Vicki Reed

How do you keep your faith?

I struggle with my faith.  No, I don’t go to church, but I do believe in God, that things are truly in his hands and everything happens for a reason.  At 45 I made a decision that has changed my life – I became a licensed realtor and ultimately went into business for myself…you see, my dream has always been to be a CEO and I figured out that I wasn’t going to get there unless I went into business for myself!

As I have mentioned in earlier posts, the BOLD Laws are great and really keep me focused on what is important.  The one that leapt from the page today is “Fear or Faith…You Choose” and it inspired this post.  I have faith in my abilities, however, blind faith is a challenge I face everyday.  One of my Facebook friends posted this and I felt it really spoke to me:

Sometimes God will ask you to do things that you’re afraid of. Just because you’re afraid doesn’t mean you’re not supposed to do it. You have to get out of your comfort zone and do it afraid. If you play it safe all your life, you’ll never reach your full potential. That’s what faith is all about.

My biggest challenge every day is overcoming my fear of failure, however, I am grateful and thankful every day that I am a part of a company which gives me the tools, training and opportunities to grow as well as family and friends who have blind faith in me that I can accomplish anything I set my mind to.  How can I fail with all of this on my side.  My goals for this year are big and I get up every morning and work through my affirmations, my gratitude and start my day in faith…how about you?

FAITH-2

Vicki Reed

Common Sense

Saw this on Facebook the other day and as a farm girl, this advice reminded me of my Dad and my Pappa…and makes a whole lot of sense!

Advices from An Old Farmer
Your fences need to be horse-high, pig-tight and bull-strong.
Keep skunks and bankers at a distance.
Life is simpler when you plow around the stump.
A bumble bee is considerably faster than a John Deere tractor.
Words that soak into your ears are whispered… not yelled.
Meanness don’t jes’ happen overnight.
Forgive your enemies; it messes up their heads.
Do not corner something that you know is meaner than you.
It don’t take a very big person to carry a grudge.
You cannot unsay a cruel word.
Every path has a few puddles.
When you wallow with pigs, expect to get dirty.
The best sermons are lived, not preached.
Most of the stuff people worry about ain’t never gonna happen anyway.
Don’t judge folks by their relatives.
Remember that silence is sometimes the best answer.
Live a good, honorable life… Then when you get older and think back, you’ll enjoy it a second time.
Don ‘t interfere with somethin’ that ain’t bothering you none.
Timing has a lot to do with the outcome of a Rain dance.
If you find yourself in a hole, the first thing to do is stop diggin’.
Sometimes you get, and sometimes you get got.
The biggest troublemaker you’ll probably ever have to deal with, watches you from the mirror every mornin’.
Always drink upstream from the herd.
Good judgment comes from experience, and a lotta that comes from bad judgment.
Lettin’ the cat outta the bag is a whole lot easier than puttin’ it back in.
If you get to thinkin’ you’re a person of some influence, try orderin’ somebody else’s dog around..
Live simply. Love generously. Care deeply. Speak kindly. Leave the rest to God.
Don’t pick a fight with an old man. If he is too old to fight, he’ll just kill you.
Most times, it just gets down to common sense.

Farm

Vicki Reed

What do you know about Eggnog…

…other than it is really good with a little Southern Comfort in it?  Eggnog is a classic holiday drink, but there are some things you might not know about it…

The origin of the name eggnog is still somewhat of a mystery, it’s thought that the word could be derived from noggin, the Old English word for strong beer. Others credit the name to Colonial America when colonists called thick drinks grog, and eggnog was called egg-and-grog.

Eggnog is believed to be a descendent of a hot cocktail from the fourteenth century known as posset. The drink didn’t contain eggs but was made with sweetened and spiced milk and ale or wine. We would guess that over the years, egg was added.

Did you know that Christmas Eve is also known as National Eggnog Day?  What better excuse to make up a batch and enjoy!  As an aside, before it was known as eggnog, this traditional holiday drink was called egg milk punch.  Our first President, George Washington, served a drink very similar to eggnog at his holiday parties…with significantly more booze…rye whiskey, rum, and sherry.

This was one of my favorite tidbits…following a drunken Christmas party, a melee known as the Eggnog Riot took place at the United States Military Academy in West Point, N.Y., and lasted from Christmas Eve through Christmas morning in 1826. Two days before, cadets snuck in whiskey to make eggnog for the party, which is how the riot got its name.
How about this…according to a medicinal book from the 1800s, eggnog used to be recommended as a treatment for various illnesses, including malaria.

Cultures around the world have their own versions of eggnog, like tamagozake from Japan and auld man’s milk from Scotland.  Will you be sharing some of this rich treat on National Eggnog Day?

eggnog

Vicki Reed

 

 

How much does “true love” cost?

The Twelve Days of Christmas costs what?  Every year, the PNC Wealth Management Christmas Price Index brings “The 12 Days of Christmas” carol lyrics to life by revealing how much each item mentioned in the song’s lyrics would cost in the present day.

If someone’s “true love” bought all of the gifts mentioned in the holiday classic, then the bill would come out to $27,673.22 in 2014, according to the bank, which gathered data from the National Aviary in Pittsburgh, PHILADANCO (The Philadelphia Dance Company) and the Pennsylvania Ballet Company.

Here is the full list:

  1. Partridge ($20 up from $15 last year) and the Pear tree ($188, last year $184) = $208
  2. Two turtle doves, $125
  3. Three French hens, $181 (last year: $165)
  4. Four calling birds (canaries), $600
  5. Five gold rings, $750
  6. Six geese-a-laying, $360 (last year: $210 what a jump in price!)
  7. Seven swans a-swimming, $7,000
  8. Eight maids a-milking, $58
  9. Nine ladies dancing (per performance), $7,553
  10. 10 lords a-leaping (per performance), $5,348 (last year: $5,243)
  11. 11 pipers piping (per performance), $2,635
  12. 12 drummers drumming (per performance), $2,855

So are your really ready to lay out the bucks for your “true love’s” gift?

twelve days of christmas

Vicki Reed

 

Wow…just Wow…

Yes, as they say in the real estate industry, I drank the Keller Williams kool-aid.  While we are a fantastic company, with lots of great training and opportunities for mentorship and coaching, that’s not why I chose this company…no, the events of today just prove to me what an amazing company and group of people I work with and I couldn’t be prouder to be associated with them!

Today was our City Wide Thanksgiving luncheon, a giant pitch in for all our local offices and always a lot of fun.  During the luncheon, the orchestra from Hamilton Southeastern High School entertained and a representative for the St. Mary’s Child Center spoke about their mission and the needs of many of the children they serve.

For the last several years, our office has supported 2 children for Christmas, yesterday our MCA opened the wish to support 10 children this year…at $100 a child and then the most amazing thing happened…the agents from our office Keller Williams IndyMetro Northeast office started the challenge – real estate teams pledging money to support 1 child and it kept moving from there!  Wallets and checkbooks came out and by the time the lunch was over…35 kids are going to have Christmas, thanks to this amazing group of agents!  The money is still coming in and we look forward more money coming in before Wednesday next week!

To share even more about how this touched everyone in the room, the HSE orchestra gave the donation we had given them to entertain…to the cause!  What a great generous heart from the young people, recognizing what they can do for others.

Tell me…do you work with such generous people?  What are do doing to support those less fortunate than you this year?

thanksgiving

Vicki Reed

Do you have an addiction to your smartphone?

I know I do!  As a REALTOR®, I’m constantly checking emails and texts and thanks to my bluetooth, I can even do it while I’m on the phone!  This article is courtesy of the MSN Lifestyle page, but I found it to be so true!

You constantly look at it. When you aren’t around it, you feel anxious, and when you have it, it’s all you can think about. Yes, we’re talking about your smartphone. Our obsession with mobile gadgets has become epic – 1 in every 5 people in the world own a smartphone these days. And now there are a handful of new syndromes that come with that addiction.

1. Text claw and mobile phone elbow

“Text Claw” is a non-medical term used to describe all of the finger cramping and sore muscles that come from continuous scrolling, texting, and gaming on smartphones. An even more common side effect: Using your phone too much can cause inflammation in your tendons and enhance existing conditions, like tendinitis and carpal tunnel. Similarly, “Mobile phone elbow” describes tingling or numbness in ring and pinky fingers after bending your elbow for long periods of time. 

If your non-stop smartphoning has you feeling sore and weak, do some stretches. Put down the phone, then try bending your wrists backward, putting your hands together like a prayer and pushing down. Then, doing some wrist flexes. If you experience pain for longer than a week, try applying heat. Or better still, see a doctor.

2. iPosture and text neck

Slouching over your phone for hours at a time is ruining your neck and hurting your back muscles. “iPosture” or “text neck” are just two of a few phrases doctors throw around to describe the excessive stress on neck muscles. According to a study of young adults in the U.K., 84 percent of those tracked experienced back pain during the last year, mainly due to being hunched over smartphones, tablets, and computers.

Fixing your posture can relieve lower back pain, and limiting your phone use can alleviate neck strain. While it seems awkward, try to hold your phone directly out and in front of your face, not on your lap where you might need to look down for minutes at a time.

3. Computer vision syndrome

Staring at the tiny font in your texts and scrolling through dozens of tweets can lead to eyestrain, blurred vision, dizziness, and dry eyes. And blurred vision plus sore neck muscles can also cause headaches.

If you’re experiencing eye discomfort, make your phone’s font size bigger. Mark Rosenfield, O.D., Ph.D., told Men’s Health that phone users should try to hold their phones at least 16 inches away from their faces. Every few minutes look up from your screen at something far away for short breaks, and don’t forget to blink.

4. Nomophobia

Short for “no-mobile-phone phobia,” this is exactly what it sounds like: the fear of being without your cell. According to a study of 1,000 people in the U.K., 66 percent of the population fears losing or being without their phones at any given time. Some of the symptoms of nomophobia include anxiety or negative physical symptoms if you have lost or cannot use your cell phone, obsessively checking to make sure you have your phone with you, and constantly worrying about losing it somewhere. Interestingly, the study found that women suffer from this more than men.

If this sounds like you, experts suggest employing common anxiety-relieving relaxation techniques like yoga and deep breathing.

5. Phantom pocket vibration syndrome

No, you didn’t just get a text message! A professor at Indiana University found that 89 percent of the undergraduates in her study experienced phantom vibrations when their phones weren’t actually vibrating. The study also found that students who were dependent on text messages and social media updates were more anxious when their phones weren’t really vibrating.

A good way to break the addiction? Try shutting your vibration function off and commit to only checking your phone during designated hours. If you have to keep your phone with you, place it in your bag instead. And try to resist checking your bag every five minutes. Otherwise, you might become the first case of phantom bag vibration syndrome.

So…do you exhibit any of these symptoms?????

smart phone

Vicki Reed

 

Think you are ready to buy a house?

Buying a home is an emotional decision for most people, this is where you will likely spend the next 5 to 7 years of your life, more if you buy right and love the area.  Do your research!  Think about these things and when you are ready…CALL ME!

Researching the neighborhood: Is this some place you really want to live? What amenities are nearby? How is the school district? What does the traffic and street activity look like when you drive by it at different times of day, like Sunday morning and Monday evening rush hour?

Get an inspection: This is one of the biggest investments you’ll ever make, and you’ll be living with it for years to come. Don’t pinch pennies — shell out $400 for an inspection. Make sure you know exactly what you’re signing up for.

Remember, you can paint!  Don’t buy or not based on decor: Paint color can be changed. Tiles and cabinets can be changed. What you want to look at are the bones of the house. Will it meet your needs? Does it flow well? Does it have enough space?

Don’t buy the most expensive home on the block: Hate to break it to you, but the most expensive home on the block isn’t a good deal. It will only depreciate over time, and you could have trouble selling it when buyers can see plenty of more reasonably priced options in the same neighborhood.

Be realistic with your budget: There are 2 numbers to look at when you are buying a home, just because your lender says you qualify for a $250,000 mortgage, that doesn’t mean you can afford it, especially when you factor in the other costs that come with homeownership. Be real and only look at houses you can realistically afford.

Be realistic about your DIY abilities: Will you really tear down that wall to make a master suite or gut the entire kitchen to make it work for you? Don’t let too much HGTV and delusions of grandeur drive you to buy an ongoing project you’ll regret taking on.

Have money for a down payment:  FHA financing requires 3.5% down, Insured Conventional 5 or 10%, Conventional 20%.  Anything less than 20% down and you’ll pay private mortgage insurance (aka PMI) payments and a higher monthly mortgage payment overall. It may be worth saving up for an extra year or two to reduce your long-term costs.  VA and USDA are 100% down programs, but make certain that’s how you want to go.

Make sure you are ready: Are you financially ready?  Are you ready emotionally? Are you sure you want to stay in this area for years? Does your income feel stable? Are you prepared to take on all that yard work and the repairs you avoided as a renter?

Think you are ready?  Time to call in the experts and find a realtor!  Call or text me at 317-919-7931 or email at vlrrealestate@gmail.com…I’m looking forward to hearing from you!

Buying a house

Vicki Reed

 

 

Graduation Season…

This morning I attended the 5th grade graduation of my niece Riley, we are in the midst of a string of such occasions that will stretch for the next several years…and I am always amazed by the same things each and every time I attend one of these events…so I thought I would share a few guidelines:

1.  Be respectful of the children, this is their moment, not yours.

2.  Clean yourself up a little, no you don’t have to buy new clothes, but make certain that what you are wearing is decent, clean and neat – no bathing suits and cover-ups because you are hitting the pool after the program, torn t-shirts and dirty sweats are not acceptable!

3.  Dress appropriately, no need to look like a hooker or dress like you are going clubbing and gentlemen, remove your hats, it is the appropriate thing to do when indoors.

4.  Turn off your cell phone…there isn’t anything happening in the hour or two of the program that can’t wait.  If you can’t wait, take it outside!  Don’t take a call, then tell the person you are busy, but go ahead and have a conversation with them about what you are doing, all the while still sitting in your seat and talking in a normal voice…the rest of us don’t need to know, we are there.

5.  If you have small children, sit in the back of the room and be prepared to step outside when they start screaming, don’t just let them scream and disrupt the program for everyone.

6.  Just because your child has received their certificate/diploma/award stay quiet and let the others enjoy their child’s moment too.

7.  Stop bitching that you don’t think it will ever end….if you don’t want to be there, leave!

8.  Don’t invite your friends then sit and chat with them during the program, go to lunch after and talk then.

I realize that this is coming near the end of the “season” but in case you have more to attend, please understand, this is an important moment in these children’s lives…celebrate it, enjoy it and let them have their day, there are enough tough times in this world, everyone deserves to feel special for their shining moment.

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Vicki Reed

Wish # 4

In light of the recent tragedies, my fourth wish is that we, as a society, remember the victims of these senseless acts of violence and make changes in how we treat ourselves, our loved ones, and one another.

On Christmas Eve, 1989, my 16 year old brother was killed in a car accident.  He was the youngest of 4 and the only boy and our lives have never been the same.  I look at my beautiful nieces and think how much fun he would have had being their uncle, I wonder who he might have married, if he would have had children and what they may have been like…to those who have lost loved ones tragically and unexpectedly…the pain subsides in time, but will never leave you.

Despite how you feel today, life does go on and as hard as it is, you must move forward…create a credo to live by and to honor your lost loved one:

I will tell those I love…that I love them on a regular basis.

I will be purposeful in my life and take responsibility for the results.

I will stretch myself past my limits daily, I will not wait for perfection, and I will act now.

I will learn from my failures and my successes.

My thoughts and prayers are with the families and community of Newtown, CT.

 

Vicki Reed